Auto Loans as low as 2.49% fixed APR for 36 months. Click to Apply Today

Rates

Disclosures

APY = Annual Percentage Yield

Must be eligible for membership and open a share saving account in order to join RFCU® and obtain a share certificate. Minimum balance of $5.00 is required to open and be maintained in share savings account. Fees and other restrictions may apply. Fees and other conditions could reduce earnings on account. A penalty will be imposed for early withdrawal of principal prior to maturity.

Rates, terms, and conditions are subject to change at any time. Minimum balance required to open and maintain the regular certificate or Member’s Choice Certificate account, and earn the disclosed annual percentage yield (APY) is $1000. Minimum balance required to open and maintain the jumbo certificate account and earn the disclosed APY is $100,000. Option to open multiple Member's Choice Certificates is available. Member’s Choice Certificates are not available as jumbo certificates. Must have online banking username and PIN/password to use online banking and to open share certificate online.

Non-compounding share certificate will have dividends credited to the designated primary share account. Dividends cannot remain on the non-compounding certificate account. The payout of dividends is mandatory.

A penalty will be imposed for the early withdrawal of certificate principal prior to maturity date. A withdrawal could reduce earnings.

Rates and terms subject to change without notice. Fees and other conditions could reduce earnings on the account.

Refer to the applicable Share Certificate TIS Disclosure Supplement for further disclosures. Call 256-837-6110 or 1-800-234-1234 (long distance only) during business hours for current rates

*Annual Percentage Rate = APR

As of June 1, 2020, APR for new and used autos as low as 00. Your APR may be different. A minimum credit score of 730 or above is required to get 00 APR. APRs are determined by an evaluation of applicant credit at consummation. Fixed APRs are fixed for the life of the loan. For a $20,000 auto loan with 75% financing for 36 months with 00 fixed APR, the monthly payment schedule will be $578.33.

**Sixty-day deferred payment is optional. Interest will continue to accrue during the deferment period. More of the first payment will go towards interest.

Federally insured by NCUA.

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FEATURED RATES

Balance transfer0% APR for 12 mos 

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30-year fixed mortgage low 3.375% / 3.501%

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New auto loans as low as 2.35%

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Personal loans as low as 9.99% APR

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