Signature & Secured Loans | Personal | Redstone Federal Credit Unioin

Live Brighter®

and borrow with confidence

Signature and Secured Loans

For your wants, needs, and lifelong dreams, a personal loan from Redstone can help you achieve more. Whether you choose to borrow with or without collateral, we offer a variety of options so you can move forward and reach higher.

Secured Loan (with collateral)

Our Secured Loan allows you to use your Redstone Savings Account, Certificate, or Annuity as collateral, and you may get a lower rate. 

Signature Loan

You can be sure you’re getting a great rate on a Redstone Signature Loan. You won’t need any collateral, and you have your choice of a fixed or variable APR. Take a dream vacation, pay for medical bills, consolidate your debt—there are so many options. A Signature Loan makes your next step possible. Our Signature Loan requires no collateral and you can borrow up to $50,000.

Signature Loan Rate Section

Fixed APR as low as


Variable APR as low as


Finance up to


Why choose a Redstone Signature Loan?

  • Your choice of fixed or variable rate
  • No collateral required

Secured Loan

You may be able to get a better rate on a loan when you use your Redstone Savings Account, Certificate, or Annuity as collateral.

A Secured Loan gives you the freedom to fund anything you want without having to dip into your savings or withdraw your certificate. The money in your account or certificate will continue to earn dividends, and you get a great low rate.

We offer loans secured by your Redstone Savings Account, Certificate, and Annuity. Which one is right for you?

Share-Secured Loans

Variable rate based on share rates

Secured by your Regular Savings Account only

Certificate-Secured Loans

Finance up to certificate amount

Fixed rate based on certificate rates

Loan term not to exceed certificate maturity

Annuity-Secured Loans

Finance maximum 90% of annuity amount

Fixed rate

Ready to apply for a Signature & Secured Loan? It’s easy!

EVERY Redstone Visa credit card includes all of these features


Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking


Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Annual Percentage Rate = APR
Must open a share savings account in order to be a member of RFCU® and obtain any product or service. A $5 minimum balance is required to open and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit before the loan is consummated. Your APR may be different. Variable rates are subject to change. Must have online banking user name and PIN/password to access online application.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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