Freedom and flexibility with Redstone Personal Loans

Personal Loans

With a personal loan from Redstone, you’ll have the freedom and flexibility you need to set your plans in motion.

Whether you want to buy a car, consolidate your debt, or have a little extra cash on hand, borrowing with Redstone means borrowing with confidence. Every loan comes with great rates and personalized support throughout the entire process, so you can stress less and enjoy more.

Multiple loan options. Endless possibilities. We can help you look forward to your next step.


CashBack on purchases made in the first 90 days
(Introductory offer)


CashBack on ALL purchases made after the first 90 days
No limit on the amount you can receive


Intro APR for 6 months on Balance Transfers made within first 30 days
After that, APR will range from 8.50% –12.00%

Our Visa Signature card features additional exclusive benefits1, including


Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows


Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)


Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers


24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services


Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

What would you like to do?

If you need help, contact us and we’ll walk you through your options.

Buy a car, truck or van 

(learn more)

We offer great rates on Auto Loans,  along with convenient ways for you to make the most of the car-buying process.

Buy a recreational vehicle 

(learn more)

For an RV, ATV, boat, Jet Ski, or camper, our Recreational Vehicle Loans let you finance up to 100%.

Remodel, repair or renovate my home 

(learn more)

If you’re a homeowner, a Home Equity Loan or HELOC may be ideal for your home renovation project.

Fund a vacation, wedding or other expense 

(learn more)

Take a look at a Signature Loan. Or, if you want to use your Redstone Savings Account or Certificate as collateral, a Secured Loan may be right for you.

Get cash until my next paycheck 

(learn more)

For a Short-Term Loan, you can trust Redstone. Get the extra cash you need at a competitive rate while building your credit.

Get overdraft protection 

(learn more)

An Astro/Overdraft Loan is a personal line of credit that serves as a backup money source if you ever need it.

Consolidate Debt 

(learn more)

With no collateral required, a Signature Loan may be a good option for consolidating your credit cards into one payment.

Ready to apply for a Personal Loan? It’s easy!

EVERY Redstone Visa credit card includes all of these features


Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking


Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Must be an RFCU® member to obtain a loan. Must be eligible for membership and open a share savings account in order to open become a member. A $5 minimum balance is required to open and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. Must have online user name and PIN/password to access online application.

Purchase Price: MSRP + Dealer Adds (warranty, tax, title, doc, maintenance, road hazard, etc)

NADA Book Value: NADA highest value +/- options +/- mileage

Loans secured by new or used collateral are subject to the collateral's value at the time of the loan.

For Home Equity Line Of Credit (HELOCs):
The minimum Annual Percentage Rate (APR) is 4.250% and may vary. However, your initial APR is based on an evaluation of your credit and may be different. The maximum APR is 18% or the maximum allowed by law, whichever is less. $10,000 to $150,000 equity lines up to 100% of Total Loan-To-Value (TLTV) for owner occupied property or 75% of TLTV for non-owner occupied. RFCU® pays closing costs. Property insurance is required. Rates current as of April 1, 2020.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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