Get the car you want at a rate you'll love

Auto Loans

Looking for an easy, hassle-free way to finance your next vehicle? Whether you’re buying new or used, you’ll get a great rate on an auto loan, with your choice of several financing options. Plus, you can defer your first payment for 60 days!**

Visit your local dealership for on-the-spot-financing and ask for the Redstone Rate to save even more. And, with a variety of insurance options, we’ll be there for you long after you’ve driven your vehicle home.

With convenient tools and competitive rates, Redstone makes it easier than ever for you to hit the road in your new ride.


36-Month Fixed APR as low as


60-Month Fixed APR as low as


84-Month Fixed APR as low as


Our Visa Signature card features additional exclusive benefits1, including


Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows


Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)


Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers


24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services


Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

I am looking to:

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Receive on-the-spot financing at dozens of new and used car dealers

Insure your vehicle through Redstone: We offer GAP Coverage, Mechanical Breakdown Protection (MBP), and great rates on Auto Insurance

Easily apply for an Auto Loan through online banking

Auto Save Money

Save money

Get great rates every day

Save even more when you ask for the Redstone Rate at the dealership!

Ready to apply for an Auto Loan? It’s easy!

EVERY Redstone Visa credit card includes all of these features


Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking


Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Are you planning to buy a motorcycle, RV, boat, or other recreational vehicle? We have great rates on those too!

Annual Percentage Rate = APR

Must be eligible for membership and open a share savings account in order to become a member and obtain a loan. A $5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU® is an Equal Credit Opportunity Lender.

*As of July 1, 2020, APR for new autos as low as 00. Your APR may be different. APRs are determined by an evaluation of applicant credit at consummation, loan terms, credit score and LTV, with a minimum credit score of 730 or above and LTV below 75%. APRs are fixed for the life of the loan.

Payment examples:
For example: For a $20,000 auto loan with 75% financing for 36 months with 2.49% fixed APR, the monthly payment schedule will be $578.33. $20,000 auto loan with 75% financing for 60 months with 2.99% fixed APR, the monthly payment schedule will be $360.18. $25,000 auto loan with 75% financing for 84 months with 3.79% fixed APR, the monthly payment schedule will be $340.38.

**Sixty-day deferred payment is optional. Interest will continue to accrue during the deferment period. More of the first payment will go towards interest.

Maximum amount financed for used cars is 130% of NADA Book Value. Minimum amount financed for 84-month new or used auto loans is $25,000. Loans secured by new or used collateral are subject to the collateral's value at the time of the advance. RFCU does not warrant, guarantee, or insure any product or service offered or provided by any dealership. RFCU and participating dealers are separate entities.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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