Auto Loans

Looking for an easy, hassle-free way to finance your next vehicle? Whether you’re buying new or used, you’ll get a great rate on an auto loan, with your choice of several financing options. Plus, you can defer your first payment for 60 days!**

Visit your local dealership for on-the-spot-financing and ask for the Redstone Rate to save even more. And, with a variety of insurance options, we’ll be there for you long after you’ve driven your vehicle home.

With convenient tools and competitive rates, Redstone makes it easier than ever for you to hit the road in your new ride.

Annual Percentage Rate = APR

Must be eligible for membership and open a share savings account in order to become a member and obtain a loan. A $5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU^® is an Equal Credit Opportunity Lender.

*As of July 1, 2020, APR for new autos as low as 00. Your APR may be different. APRs are determined by an evaluation of applicant credit at consummation, loan terms, credit score and LTV, with a minimum credit score of 730 or above and LTV below 75%. APRs are fixed for the life of the loan.

Payment examples:
For example: For a $20,000 auto loan with 75% financing for 36 months with 2.49% fixed APR, the monthly payment schedule will be $578.33. $20,000 auto loan with 75% financing for 60 months with 2.99% fixed APR, the monthly payment schedule will be $360.18. $25,000 auto loan with 75% financing for 84 months with 3.79% fixed APR, the monthly payment schedule will be $340.38.

**Sixty-day deferred payment is optional. Interest will continue to accrue during the deferment period. More of the first payment will go towards interest.

Maximum amount financed for used cars is 130% of NADA Book Value. Minimum amount financed for 84-month new or used auto loans is $25,000. Loans secured by new or used collateral are subject to the collateral's value at the time of the advance. RFCU does not warrant, guarantee, or insure any product or service offered or provided by any dealership. RFCU and participating dealers are separate entities.

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36-Month Fixed APR as low as

60-Month Fixed APR as low as

84-Month Fixed APR as low as

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