Auto Loans

EVERY Redstone Visa credit card includes all of these features

Are you planning to buy a motorcycle, RV, boat, or other recreational vehicle? We have great rates on those too!

Annual Percentage Rate = APR

Must be eligible for membership and open a share savings account in order become a member and obtain a loan. A $5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU^® is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed APRs are fixed for the life of the loan.

Maximum amount financed for new cars is 130% of purchase price. Maximum amount financed for used cars is 130% of NADA Book Value. Minimum amount financed for 84-month new or used auto loans is $25,000. Loans secured by new or used collateral are subject to the collateral's value at the time of the advance. RFCU does not warrant, guarantee, or insure any product or service offered or provided by any dealership. RFCU and participating dealers are separate entities.

*Rate after Redstone MemberPlus! Discount is applied—Otherwise the Non-MemberPlus! fixed APR applies. Contact RFCU for more details about Non-MemberPlus! APRs. Must have an active RFCU checking account to participate in Redstone MemberPlus! Must be an RFCU member in order to open a checking account. Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! Discount not available for all loan products.

APR for new autos as low as 00 for up to 130% of purchase price, as of June 1, 2018. APR for used autos as low as 00 for up to 130% of NADA book value, as of June 1, 2018. APRs after Redstone MemberPlus! discount applied. A typical payment example - For a $20,000 auto loan with zero down for 36 months with 4.50% fixed APR, the monthly payment schedule will be $590. For a $20,000 auto loan with zero down for 60 months with 4.65% fixed APR, the monthly payment schedule will be $374. For a $25,000 auto loan with zero down for 84 months with 5.55% fixed APR, the monthly payment schedule will be $360.

**Sixty-day deferred payment is optional.

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