Astro Loans | Overdraft | Personal | Redstone Federal Credit Union

Live Brighter®

with a safety net

Astro/Overdraft Protection Loans

Enjoy flexibility and peace of mind with a Redstone Astro/Overdraft Loan. This convenient loan offers two main benefits: you’ll receive overdraft protection for your Redstone Checking Account, and you’ll have a personal line of credit to use when you need it.

If you ever overdraw on your checking account, your funds will be transferred automatically. And when you need a little extra, your line of credit can help with cash flow. Rest easy and live brighter. We’ve got you covered.


Variable APR as low as


Finance up to


Our Visa Signature card features additional exclusive benefits1, including


Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows


Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)


Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers


24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services


Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

Why choose a Redstone Astro/Overdraft Loan?

Overdraft Protection

Funds are automatically transferred when your checking account’s available balance isn’t sufficient to pay the transaction presented

You’ll pay no transfer fees (loan balance does accrue interest)

You’ll save on overdraft fees

Line of Credit

Available credit limit of up to $5,000

Funds are accessible through ATM, online banking, Call24, and by request

Check writing is available

Ready to apply for an Astro/Overdraft Loan? It’s easy!

EVERY Redstone Visa credit card includes all of these features


Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking


Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Annual Percentage Rate = APR

Must be eligible for RFCU® membership and open a share savings account in order to obtain a loan. A $5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening and may vary. Your APR may be different. Must have online banking user name and PIN/password to access online application.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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