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Loans

With a personal loan from Redstone, you’ll have the freedom and flexibility you need to set your plans in motion.

Whether you want to buy a car, consolidate your debt, or have a little extra cash on hand, borrowing with Redstone means borrowing with confidence. Every loan comes with great rates and personalized support throughout the entire process, so you can stress less and enjoy more.

Multiple loan options. Endless possibilities. We can help you look forward to your next step.

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Home Loans | Mortgages | Redstone Federal Credit Union

Home

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Best For

Members who want to borrow money by using their share account, annuity, or certificate as collateral.

Benefits

  • Several options available
  • Since there’s no need to use the funds in your savings or certificate, your dividends can continue to grow

Auto Loans | Personal | Redstone Federal Credit Union

Auto

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Best For

Members who want to borrow money to purchase a new or used car, truck, or van.

Benefits

  • Member Plus! special rates are available
  • Apply online, at a branch, or at many local dealers
  • Various terms available

Astro Loans | Overdraft | Personal | Redstone Federal Credit Union

Astro/Overdraft

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Best For

Members looking for a flexible line of credit that also provides overdraft protection on your checking account.

Benefits

  • Reduces fees on your checking account
  • No collateral required
  • Available funds are automatically transferred to pay a check

Recreational Vehicle Loans | Redstone Federal Credit Union

Recreational Vehicle

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Best For

Members who want to borrow money to purchase a new or used motorcycle, RV, boat, personal watercraft, etc.

Benefits

  • MemberPlus! special rates are available
  • Apply online, at a branch, or at some local dealers
  • Various terms available

Signature & Secured Loans | Personal | Redstone Federal Credit Unioin

Signature & Secured

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Best For

Members who want to borrow money for a specific amount for a specific time frame without collateral.

Benefits

  • Fixed and variable rate available
  • No collateral required

Short Term Loans | Personal | Redstone Federal Credit Union

Short-Term

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Best For

Members who want a small-dollar, short-term loan without paying huge fees.

Benefits

  • Lower rate and fees than traditional payday lenders
  • Rebuild your credit through a reputable institution

Auto Loan

Recreational
Vehicle Loan

Astro/Overdraft LoanSignature
Loan		Secured 
Loan		Short-Term
Loan
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Best ForMembers who want to borrow money to purchase a new or used car, truck, or van.Members who want to borrow money to purchase a new or used motorcycle, RV, boat, personal watercraft, etc.Members looking for a flexible line of credit that also provides overdraft protection on your checking account.Members who want to borrow money for a specific amount for a specific time frame without collateral.Members who want to borrow money using their share account, annuity or certificate as collateral.Members who want a small-dollar, short-term loan without paying huge fees.
TermsVariousVariousVariousVariousVariousVarious
 Amount availableUp to 100% of the purchase price or NADA book valueUp to 100% of the purchase price or NADA book valueUp to $5,000Up to $5,000Based on your account balanceUp to $1,000
Collateral Needed

Can’t decide? A Redstone team member can help you get started

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EVERY Redstone Checking Account includes our outstanding member support and all of these features:

Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used (link)

Your choice of multiple card designs*

Affinity Debit Card lets you earn CashBack for your school or organization

Convenience and Security

Online Banking with bill pay

Free Mobile Banking app with remote check deposit

Unlimited check writing

My Virtual StrongBox Secure Online Storage

Free Popmoney standard transfers

Discounts and Rewards

Visa ® Discounts on debit card purchases

Redstone MemberPlus! discounts on loans and fees. Plus bonus dividends

Redstone Rewards® cash rewards from nationwide retailers

Redstone Discounts!® savings at the register when you use your debit card

Annual Percentage Rate = APR

Must be eligible for membership and open a savings account in order to obtain a loan. . A $5 minimum balance is required to open and must be maintained in savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Fixed APRs are fixed for the life of the loan and variable APRs are subject to change after consummation.Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. Must have online user name and PIN/password to access online application.

*For MemberPlus! Eligibility-Must have an active RFCU checking account to participate in Redstone MemberPlus! Must be an RFCU® member in order to open a checking accountMust not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type.. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! Discount not available for all loan products.

Purchase Price: MSRP + Dealer Adds (warranty, tax, title, doc, maintenance, road hazard, etc)

NADA Book Value: NADA highest value +/- options +/- mileage
Loans secured by new or used collateral are subject to the collateral's value at the time of the loan.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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This credit union is federally insured by the National Credit Union Administration.


Visa is a registered trademark of Visa International Services Association.

Equal Housing Lender | Redstone Federal Credit Union

Redstone is an Equal Credit Opportunity Lender.

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© 2019 Redstone Federal Credit Union (RFCU).
All rights reserved. 

Equal Housing Lender | Redstone Federal Credit Union

Redstone is an Equal Credit Opportunity Lender.

This credit union is federally insured by the National Credit Union Administration.


Visa is a registered trademark of Visa International Services Association.

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