Annuities

As a long-term investment for retirement, an annuity offers you the option to receive a guaranteed income stream for the rest of your life. You invest in an annuity now, and you receive payments from it later. While your money is in the annuity, it grows tax-deferred, which means you don’t pay taxes on your investment gains until you start receiving payments. You can also arrange to leave a portion of the annuity to a beneficiary after you pass away.

When deciding on an annuity, you have the option of either Fixed or Variable. You also have a variety of payout options to choose from, including whether you’d like payments to start immediately or in the future, and if you’d like a lump sum or a series of payments. Both Variable and Fixed Annuities include valuable tax incentives and there are no limits to how much you can contribute. Your personal tolerance for risk will determine which one is right for you.

Our experienced Financial Advisors/Consultants can walk you through all your retirement options, including annuities, IRAs, and other investments.

Retire on your own terms. Contact Us to learn how

Must be RFCU® member to obtain investment products. Must be eligible for membership and open a share savings account in order to join. A $5.00 minimum balance is required to open and must be maintained in share savings account at all times. Fees and other restrictions may apply. Must have user name and PIN/password to access online banking.

Securities and advisory services offered through LPL Financial, a registered investment advisor member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Redstone Federal Credit Union® deposits and are not NCUA insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by Redstone Federal Credit Union or any government agency. The value of the investment may fluctuate, the return of the investment is not guaranteed, and loss of principal is possible.

Redstone Federal Credit Union and Redstone Brokerage Services are not registered broker/dealers. LPL is a separate entity from and not affiliated with Redstone Federal Credit Union or Redstone Brokerage Services. RFCU does not warrant, guarantee, or insure any product or service offered by LPL or Redstone Brokerage Services. Redstone Brokerage Services and RFCU do not provide tax advice. Please consult your tax advisor for your specific questions.

The services offered within this investment site are available exclusively through our U.S. registered representatives and are available for U.S. residents only. LPL Financial Registered Representatives associated with residents of Alabama and Tennessee. Please note that not all of the investments and services mentioned are available in every state.

* The guarantee of the annuity is backed by the claims paying ability of the issuing insurance company. Although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation

Menu

Fixed Annuity

Variable Annuity

The benefits of investing with Redstone Brokerage Services

Financial Advisors/Consultants

Free portfolio review

Convenience of having it all in one place

View your investments 24/7

Suggested Searches