Retire on your own terms with a long-term investment


As a long-term investment for retirement, an annuity offers you the option to receive a guaranteed income stream for the rest of your life. You invest in an annuity now, and you receive payments from it later. While your money is in the annuity, it grows tax-deferred, which means you don’t pay taxes on your investment gains until you start receiving payments. You can also arrange to leave a portion of the annuity to a beneficiary after you pass away.

When deciding on an annuity, you have the option of either Fixed or Variable. You also have a variety of payout options to choose from, including whether you’d like payments to start immediately or in the future, and if you’d like a lump sum or a series of payments. Both Variable and Fixed Annuities include valuable tax incentives and there are no limits to how much you can contribute. Your personal tolerance for risk will determine which one is right for you.

Our experienced Financial Advisors/Consultants can walk you through all your retirement options, including annuities, IRAs, and other investments.

Retire on your own terms. Contact Us to learn how

BrokerCheck FINRA


CashBack on purchases made in the first 90 days
(Introductory offer)


CashBack on ALL purchases made after the first 90 days
No limit on the amount you can receive


Intro APR for 6 months on Balance Transfers made within first 30 days
After that, APR will range from 8.50% –12.00%

Our Visa Signature card features additional exclusive benefits1, including


Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows


Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)


Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers


24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services


Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

Fixed Annuity

  • Offers more predictability because the principal is “fixed” and will never fall below a certain rate
  • When compared with a Variable Annuity, this option is geared toward people with a lower tolerance for risk

Variable Annuity

  • You have more control because you choose which subaccounts you want to invest in, from low risk to very high risk
  • Offers the potential for a larger payout
  • A Variable Annuity fluctuates with the market, and therefore is much riskier than a Fixed Annuity

The benefits of investing with Redstone Brokerage Services

Investing Advisors

Financial Advisors/Consultants

who are knowledgeable, experienced, and focused on helping you succeed using practical investing strategies that fit your life

Investing portfolio

Free portfolio review

with your Financial Advisor/Consultant, allowing you to assess where you are now, outline a comprehensive investment plan, and address your questions and concerns

Investing Convenience

Convenience of having it all in one place

when you invest with Redstone Brokerage Services

Investing view computer

View your investments 24/7

with Redstone's free Online Banking tools

EVERY Redstone Visa credit card includes all of these features


Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking


Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Must be RFCU® member to obtain investment products. Must be eligible for membership and open a share savings account in order to join. A $5.00 minimum balance is required to open and must be maintained in share savings account at all times. Fees and other restrictions may apply. Must have user name and PIN/password to access online banking.

Securities and advisory services offered through LPL Financial, a registered investment advisor member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.  The investment products sold through LPL Financial are not insured Redstone Federal Credit Union® deposits and are not NCUA insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed  by Redstone Federal Credit Union or any government agency.  The value of the investment may fluctuate, the return of the investment is not guaranteed, and loss of principal is possible.

Redstone Federal Credit Union and Redstone Brokerage Services are not registered broker/dealers. LPL is a separate entity from and not affiliated with Redstone Federal Credit Union or Redstone Brokerage Services.  RFCU does not warrant, guarantee, or insure any product or service offered by LPL or Redstone Brokerage Services. Redstone Brokerage Services and RFCU do not provide tax advice.  Please consult your tax advisor for your specific questions.

The services offered within this investment site are available exclusively through our U.S. registered representatives and are available for U.S. residents only. LPL Financial Registered Representatives associated with residents of Alabama and Tennessee. Please note that not all of the investments and services mentioned are available in every state.

* The guarantee of the annuity is backed by the claims paying ability of the issuing insurance company. Although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation

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Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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