Insurance plans for your lifestyle and budget

Auto Insurance

Accidents happen. When they do, you’ll be glad you’re protected. Whether you’re involved in a minor fender-bender or a major collision, it’s a huge comfort to know you have the right insurance policy when you need it.

Redstone Insurance Services’ Auto Insurance plans are designed to fit your life and your budget. We can help you determine how much coverage you need, choose upgrades that are right for you, and see if you’re eligible to save even more. With Redstone Insurance Service’s competitive rates, convenient discounts, and outstanding coverage, you’ll cruise with confidence.


CashBack on purchases made in the first 90 days
(Introductory offer)


CashBack on ALL purchases made after the first 90 days
No limit on the amount you can receive


Intro APR for 6 months on Balance Transfers made within first 30 days
After that, APR will range from 8.50% –12.00%

Our Visa Signature card features additional exclusive benefits1, including


Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows


Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)


Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers


24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services


Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

Enhance your protection with these special packages and coverage options.

Responsible Driver Plan℠

For careful drivers who want to ensure that their premiums won’t go up in the event of an occasional incident. This popular plan forgives one accident and one minor violation every 36 months.

Premier Roadside Assistance® 

Provides towing, jump starts, fuel delivery, flat tire change, lockout assistance, roadside winching, trip interruption coverage, and personal property coverage.

Premier Responsible Driver Plan® 

Includes all the benefits of the Responsible Driver Plan, plus Decreasing Deductible℠ (your deductible is reduced by a certain amount when you are accident-free) and Total Loss Deductible Waiver if your vehicle is stolen or damaged beyond repair.

Premier New Car Replacement® 

If you total your new car during a specified time period, you’ll be able to replace it with the same make and model. Also includes loan/lease gap coverage and a glass deductible.

Must be RFCU® member to obtain investment products. Must be eligible for membership and open a share savings account in order to join. A $5.00 minimum balance is required to open and must be maintained in share savings account at all times. Fees and other restrictions may apply.

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Redstone Federal Credit Union® deposits and are not NCUA insured. These products are not obligations of the Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by Redstone Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. The investment products are being offered by a dual employee of Redstone Federal Credit Union who also sells investment products for the third party insurance company.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Alabama and Tennessee.

Redstone Federal Credit Union and Redstone Brokerage Services are not registered broker/dealers and are not affiliated with LPL Financial and are separate entities. Redstone Federal Credit Union and Redstone Brokerage Services are affiliated but are separate entities. RFCU does not warrant, guarantee, or insure any product or service offered by LPL or Redstone Brokerage Services.


Save even more on your auto insurance with these discounts!

Contact a Redstone Insurance Services® agent for specific information and to find out if you are eligible.



You’ll save when you have more than one policy with Redstone Insurance Services

New Car

Receive a discount if your car is new and you’re the first owner of the vehicle

Safe Driver

A clean driving record means more savings for you

Student Away at School

If your student is attending school away from home, you may be eligible for a discount

Good Student

Work hard in the classroom and you could lower your premiums

Early Quote

You may be eligible for a discount if you get a new Redstone Insurance Services quote before your current policy expires

Paid in Full and Good Payer

Make your payments on time or pay your policy in full and you’ll save more

Electronic Fund Transfer (EFT) Payments

You’ll save on premiums when you sign up for EFT payments


If you own a home, you could secure lower premiums on car insurance

Hybrid/Electric Vehicle

An energy-efficient car helps you save on gas and on your car insurance

Learn more about Auto Insurance today and start driving worry-free tomorrow.

EVERY Redstone Visa credit card includes all of these features


Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking


Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Can’t afford to put 20% down but don’t want to pay PMI? Consider Redstone’s No PMI Mortgages, which allow you to put 5% or 10% down and finance the rest—and you’ll pay no PMI.
See how >>

Mortgages are only available for properties located in Alabama and Tennessee.

Loans subject to credit approval. Must be RFCU® member to obtain mortgage. Must be eligible for membership and open a share savings account.  A minimum balance of $5.00 is required to open and be maintained in share savings account at all times. Fees and other restrictions may apply. Contact Credit Union for details. Various types of mortgage loan programs and terms are available. RFCU is an Equal Opportunity Lender. Rates, terms and conditions are subject to change without notice. Must create separate user name and password to gain access to mortgage application process

*Consult your tax advisor regarding the deductibility of mortgage interest and private mortgage insurance premiums.

**LPMI typically terminates only when the loan is refinanced, paid off, or otherwise terminated. For BPMI, when the loan-to-value ratio reaches 78% of the original value, BPMI will be automatically terminated.

Redstone Services GroupSM, LLC d/b/a Redstone Insurance Services, is a wholly owned subsidiary of Redstone Federal Credit Union® (RFCU®) but are separate entities. Redstone Services Group, LLC is a licensed insurance agency that sells insurance policies issued by third party insurance companies. The insurance products are not products or obligations of RFCU, are not NCUA or federally insured and are not endorsed, warranted, recommended, or guaranteed by RFCU or any government agency. The insurance products may be offered by a dual employee who also sells insurance products on behalf of a third-party insurance company. RFCU and its affiliates are committed to fair, equitable and nondiscriminatory practices.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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