Redstone Savings | Accounts | Personal | Redstone Federal Credit Union

With savings options to fit nearly any need, now is the perfect time to save!

Because your hopes and aspirations are wrapped up in every dollar you save, it’s important to find an account that aligns with your goals. Make the most of your dreams with a savings plan that helps you get where you want to be, whether your “someday” is just around the corner or way down the road.

Depending on several factors, including your budget and your age, you might consider low-risk Share Certificates, tax-saving* IRAs, or easily-accessible Money Market and savings accounts. We’ll take the time to answer your questions, review your options, and help you find a strategy that’s right for you. We can also suggest ways for you to stay organized and motivated along the way.

You’ve been thinking about the possibilities and envisioning your future. It’s time to make a plan so you can look ahead with confidence. Your someday starts right here.

Must be eligible for membership and open a share saving account in order to join Redstone Federal Credit Union® and obtain any product or service. Minimum balance of $5.00 is required to open and be maintained in the share savings account at all times to join. Fees and other restrictions may apply. Must have online banking user name and PIN/password to open account online.

APY = Annual Percentage Yield

Brighter Day Savings Accounts: Only one Brighter Day Savings Account is allowed per member. There is no minimum balance required to open a Brighter Day Savings Account. There is no minimum account balance required to earn the 2.02% annual percentage yield (APY), but the maximum account balance to earn this APY is $2,500. Any account balance over $2500 will earn 0.10% APY. As of June 1, 2020, the annual percentage yields for the Brighter Day Savings Account are current and both are subject to change monthly after the account is opened. Fees and other conditions could reduce the earning on the account. The APYs are accurate as of the last dividend declaration date.

Certificates Accounts: Rates, terms, and conditions are subject to change at any time. Minimum balance required to open and maintain the regular certificate or Member’s Choice Certificate account, and earn the disclosed annual percentage yield (APY) is $1000. Minimum balance required to open and maintain the jumbo certificate account and earn the disclosed APY is $100,000. Option to open multiple Member's Choice Certificates is available. Member’s Choice Certificates are not available as jumbo certificates. Must have online banking username and PIN/password to use online banking and to open share certificate online.

Non-compounding share certificate will have dividends credited to the designated primary share account. Dividends cannot remain on the non-compounding certificate account. The payout of dividends is mandatory.

A penalty will be imposed for the early withdrawal of certificate principal prior to maturity date. A withdrawal could reduce earnings.

Rates and terms subject to change without notice. Fees and other conditions could reduce earnings on the account.

Refer to the applicable Share Certificate TIS Disclosure Supplement for further disclosures.

Call 256-837-6110 or 1-800-234-1234 (long distance only) during business hours for current rates

Federally insured by NCUA

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With savings options to fit nearly any need, now is the perfect time to save!

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