Protect yourself from overspending with Safeguard Checking

Safeguard Checking

With no non-sufficient funds fees and free money orders, our Safeguard Checking Account has the features you want and the flexible balance requirements you need. Only $25 is required to open a Safeguard Checking Account. It's free to members 24 and younger, otherwise $8/month with eStatements or $10/month with paper statements. Open a Safeguard Checking Account and manage your money with peace of mind.

Account Features

Safeguard Checking Account perks

Monthly maintenance fee of $8 with eStatements or $10 with paper statements.

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Every Redstone checking account includes all of these features:

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Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used

Affinity Debit Card lets you earn CashBack for participating schools or organizations

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Convenience and Security

Online Banking with bill pay

Free Mobile Banking app with remote check deposit

Enroll in eStatements

Set account alerts for balances, transactions, and deposits

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Discounts and Rewards

Visa® Discounts on debit card purchases

Redstone MemberPlus! discounts on loans and fees; plus bonus dividends

Redstone Discounts!® savings at the register when you use your debit card

Can't Decide? A Redstone Team Member Can Help You Get Started.

Must be eligible for membership and open a share savings account in order to open a checking account or obtain any product or service. A $5 minimum balance is required to open a share savings account and must be maintained in a share savings account at all times. Must not have caused RFCU® a loss in order to be eligible to open a checking account.  Age and other restrictions may also apply.

*If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases. However, based on how the payment transaction was presented to Redstone and whether the merchant requested available balance verification, it is possible a payment could be posted to your account resulting in an overdraft situation. In the rare case that your account is overdrawn, Redstone will not charge you a non-sufficient funds (NSF) fee.

Fees may apply for viewing account balance at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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