Rewards Checking

We’ve added more perks to our premier Rewards Checking account including free personal and official checks, money orders, and no monthly maintenance fee when you use direct deposit or your Redstone debit card to make purchases, otherwise $8 per month.

And, we've added our MyChoice Rewards program to the Rewards Checking account to make sure you're earning points with every debit card swipe–points you can redeem at any time!

Account Features

Earn 3 Points for Every Swipe to Redeem For: CashBack, Gift Cards, Travel, Charity


No monthly maintenance fees when you use direct deposit or make 4 debit card transactions per month, otherwise $8 per month.

No monthly maintenance fees for members age 24 or younger.

Already a Member?

gold table break

Not a Member?



Every Redstone checking account includes all of these features:

Credit Card icon

Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used

Affinity Debit Card lets you earn CashBack for participating schools or organizations

Lock icon

Convenience and Security

Online Banking with bill pay

Free Mobile Banking app with remote check deposit

Enroll in eStatements

Set account alerts for balances, transactions, and deposits

Price tag icon

Discounts and Rewards

Visa® Discounts on debit card purchases

Redstone MemberPlus! discounts on loans and fees; plus, bonus dividends

Redstone Discounts!® savings at the register when you use your debit card

Can't Decide? A Redstone Team Member Can Help You Get Started.

Must be eligible for membership and open a share savings account in order to open a checking account or obtain any product or service. A $5 minimum balance is required to open a share savings account and must be maintained in a share savings account at all times. Must not have caused RFCU® a loss in order to be eligible to open a checking account.  Age and other restrictions may also apply.

Redstone’s MyChoice Rewards program: Debit cardholders will earn three (3) points for each swipe of their debit rewards card. Points are rewarded to the primary member on the account. Expiration of points does apply. To be eligible to receive points, the account must remain open. Points are non-transferable from one Redstone member to another. Promotional offers are included in the calculation. Redstone Federal Credit Union® (RFCU) reserves the right to disqualify any debit cardholder from participation in the program and invalidate all points for abuse, fraud, or any violation of the terms and conditions of the program. Additional terms and conditions may be imposed by participating merchants when redeeming points. Log into online banking for more information about the rewards program. Redstone’s MyChoice Rewards program is administered by Augeo Consumer Engagement Services, LLC (Augeo). Visa, Augeo, participating merchants, and RFCU are separate entities. RFCU does not warrant, guarantee, or insure any product, benefit, or service offered by Visa, Augeo, or participating merchants.

All travel must be redeemed through Augeo’s fully licensed redemption reservation center or website. Cardholders must have an eligible rewards card at the time of redemption. Augeo’s normal and customary fees associated with processing travel-related services are billed to the cardholder’s rewards card. All reservations are made subject to the conditions of airlines, supply, or business of the party providing the service, which include exclusions and limitations of liability.

The cardholder has the option of redeeming the CashBack reward(s) as a deposit into their RFCU savings or checking account.

Gift cards and certificates cannot be returned and are not redeemable for cash or credit. Gift cards and certificates may also be subject to other restrictions imposed by the merchant. Gift cards and certificates purchased to provide services are subject to the terms and conditions of the vendor providing the services. Additional terms and conditions may be specified on the gift card or certificate.

Augeo, RFCU, or select charities are not responsible for record keeping of donations. RFCU and Augeo do not provide tax advice. Please consult your tax advisor.

Free Checks: Members with a Rewards Checking account will receive up to four free boxes of standard checks per year. Free checks are not available with other types of checking accounts.

ATM: Fees may apply for viewing account balance at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Discount of the Month | Redstone Federal Credit Union

Refer a Friend to Redstone Federal Credit Union

Insurance Services | Redstone Federal Credit Union

LOCATE A BRANCH OR ATM

$returnString

Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

$returnString
X Close