Turn small change into big savings with Redstone Round Up


At Redstone, we want you to find the best checking account for your needs. That’s why each account is stacked with useful tools to access your cash and manage your money–anytime, anywhere.  You can easily manage your checking account online–transfer funds with a few clicks, make deposits while on the go, and even customize your debit card settings to control how and when it’s used.

And with top-notch member service and enhanced account security, you’ll have everything you need to make the most of your money. Visit a branch or open a checking account online today!

Which checking account is right for you?

Take a moment to think about how you like to bank and select the account that best fits your life and budget. 

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Feature ListFeature List

Relationship Checking | Personal Banking | Redstone Federal Credit Union

Rewards Checking

Our premier account includes all the perks: MyChoice Rewards, free checks and money orders, and much more!

Extra Checking | Banking | Redstone Federal Credit Union

Safeguard Checking

Designed for those who want to make sure that unexpected events won’t generate extra fees.

Easy Checking | Personal Banking | Redstone Federal Credit Union

Easy Checking

Simple, straightforward checking with low or no monthly maintenance fee.

Redstone Round Up

Save More with Automated Savings

Introducing Redstone Round Up. Saving your pennies just got easier with Redstone’s new automated savings program. Redstone Round Up will round up your debit card purchases to the nearest dollar and automatically deposits the difference into your Brighter Day Savings account.

How do I sign up? To enroll your checking account in Redstone Round Up easily in online banking, click Additional Services, and select the Round Up link. You can also enroll in branch, or by calling Redstone to opt in to this program.

Click to Enroll Today

Round Up Savings Table

Every Redstone checking account includes all of these features:

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Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used 

Your choice of multiple card designs

Affinity Debit Card lets you earn CashBack for participating schools or organizations

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Convenience and Security

Online Banking with bill pay

Mobile Banking app with remote check deposit

Enroll in eStatements

Set account alerts for balances, transactions, and deposits

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Discounts and Rewards

Visa® Discounts on debit card purchases

Redstone Discounts!® savings at the register when you use your debit card

Can't Decide? A Redstone Team Member Can Help You Get Started.


Redstone contact icon

Give us a call at 1-800-234-1234

Must be eligible for membership and open a share savings account to join RFCU, open any account, or obtain any service. A $5 minimum balance is required to open a share savings account and must be maintained in the account at all times. Fees and other restrictions may also apply.

Minimum opening deposit for all checking accounts is $25.Monthly maintenance fee for Easy Checking is $3 per month and Rewards is $8 per month but either fee can be waived with at least one direct deposit credited to checking account per month or 4 debit card Point-of-Sale (POS) transactions per month. Monthly maintenance fee for Safeguard checking is $8 with eStatements or $10 with paper statements. Must have RFCU checking account to obtain an affinity card. Age and other restrictions may also apply.

Online banking and mobile banking: Must have online banking username and PIN/password to: access online banking service, to open an account online, use mobile banking, use bill pay, set up alerts, use card controls, access eStatements, and to use the other associated services. Access to bill pay may be restricted for up to 14 days from online banking registration for new users. Restrictions apply.

Standard wireless carrier text message, data, and/or internet service provider rates/fees may apply for some services. Check with your service provider for more information about these fees/rates.

Instant issue cards: May be given to primary checking account owner or a joint account owner with a valid ID. If the joint owner is the parent/legal guardian, they may obtain an instant issue card for a primary owner that is under the age of 18.

Card security (card control): Available for members with a checking account, debit card, and mobile banking. Must have compatible mobile device to use service. Certain functions of the service may not be available for all transactions or at all times. Controls and alerts based on the location of mobile device or location of merchant may not apply appropriately in some transactions and in some card-not-present transactions. 

Automated Savings (Redstone Round Up): Must have checking account with debit card and Brighter Day Savings account to enroll in Redstone Round Up. Contact us for more information. Restrictions may apply.

ATMs: Fees may apply for viewing account balances at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.
Redstone Discounts! & Visa Discounts: You must have a RFCU Visa debit or credit card to participate in Redstone Discounts! and Visa Discounts. Restrictions may apply. Discounts are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities.

1Potential savings are examples, do not reflect your actual savings, and are not guaranteed. Your savings will vary and will be based on the actual number of purchases and the purchase amounts made using your debit card.

Insured by NCUA


Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

Are you an RFCU® member?

Please login to online banking to complete your request.

Not a member?

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Click the link above to continue or Cancel

Must have online banking username and password to access online application.

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