At Redstone, we want you to find the best checking account for your needs. That’s why each account is stacked with free useful tools to access your cash and manage your money–anytime, anywhere.  You can easily manage your checking account online–transfer funds with a few clicks, make deposits while on the go, and even customize your debit card settings to control how and when it’s used.

And with top-notch member service and enhanced account security, you’ll have everything you need to make the most of your money. Visit a branch or open a checking account online today!

Which checking account is right for you?

Take a moment to think about how you like to bank and select the account that best fits your life and budget. 

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Feature List

Relationship Checking | Personal Banking | Redstone Federal Credit Union

Rewards Checking

Our premier account includes all the perks: MyChoice Rewards, free checks and money orders, and much more!

Extra Checking | Banking | Redstone Federal Credit Union

Safeguard Checking

Designed for those who want to make sure that unexpected events won’t generate extra fees.

Easy Checking | Personal Banking | Redstone Federal Credit Union

Easy Checking

Simple, straightforward checking with no or low monthly maintenance fee.

Save more with Automated Savings.

Introducing Redstone Round Up. Saving your pennies just got easier with Redstone’s new automated savings program. Redstone Round Up will round up your debit card purchases to the nearest dollar and automatically deposits the difference into your Brighter Day Savings account.

How do I sign up? To enroll your checking account in Redstone Round Up, stop by a branch or call Redstone to opt in to this program.

Redstone Round Up Savings Chart

Every Redstone checking account includes all of these features:

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Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used 

Your choice of multiple card designs

Affinity Debit Card lets you earn CashBack for participating schools or organizations

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Convenience and Security

Online Banking with bill pay

Free Mobile Banking app with remote check deposit

Enroll in eStatements

Set account alerts for balances, transactions, and deposits

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Discounts and Rewards

Visa® Discounts on debit card purchases

Redstone Discounts!® savings at the register when you use your debit card

Can't Decide? A Redstone Team Member Can Help You Get Started.

Must be eligible for membership and open a share savings account to join RFCU, open any account, or obtain any service. A $5 minimum balance is required to open a share savings account and must be maintained in the account at all times. Fees and other restrictions may also apply.

Minimum opening deposit for all checking accounts is $25.Monthly maintenance fee for Easy Checking is $3 per month and Rewards is $8 per month but either fee can be waived with at least one direct deposit credited to checking account per month or 4 debit card Point-of-Sale (POS) transactions per month. Monthly maintenance fee for Safeguard checking is $8 with eStatements or $10 with paper statements. Age and other restrictions may also apply.

Must have username and PIN/password to access online banking service to open account online, and to use mobile banking, to set up alerts, to use card controls and other associated services. Standard wireless carrier text message, data, and/or internet service provider rates/fees may apply.

Instant issue cards: May be given to primary checking account owner or a joint account owner with a valid ID. If the joint owner is the parent/legal guardian, they may obtain an instant issue card for a primary owner that is under the age of 18.

Card security (card control): Available for members with a checking account, debit card, and mobile banking.

Automated Savings (Redstone Round Up): Must have checking account with debit card and Brighter Day Savings account to enroll in Redstone Round Up. Contact us for more information. Restrictions may apply.

Insured by NCUA


Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

Are you an RFCU® member?

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Not a member?

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Must have online banking username and password to access online application.

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