At Redstone, we want you to find the best checking account for your needs. That’s why each account is stacked with free useful tools to access your cash and manage your money–anytime, anywhere.  You can easily manage your checking account online–transfer funds with a few clicks, make deposits while on the go, and even customize your debit card settings to control how and when it’s used.

And with top-notch member service and enhanced account security, you’ll have everything you need to make the most of your money. Visit a branch or open a checking account online today!

Which checking account is right for you?

Take a moment to think about how you like to bank and select the account that best fits your life and budget. 

comparisonComparison Grid

list_ viewFeature List

Relationship Checking | Personal Banking | Redstone Federal Credit Union

Rewards Checking

Our premier account includes all the perks: MyChoice Rewards, free checks and money orders, and much more!

Extra Checking | Banking | Redstone Federal Credit Union

Safeguard Checking

Designed for those who want to make sure that unexpected events won’t generate extra fees.

Easy Checking | Personal Banking | Redstone Federal Credit Union

Easy Checking

Simple, straightforward checking with no or low monthly maintenance fee.

Every Redstone checking account includes all of these features:

Credit Card icon

Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used 

Your choice of multiple card designs

Affinity Debit Card lets you earn CashBack for participating schools or organizations

Lock icon

Convenience and Security

Online Banking with bill pay

Free Mobile Banking app with remote check deposit

Enroll in eStatements

Set account alerts for balances, transactions, and deposits

Price tag icon

Discounts and Rewards

Visa® Discounts on debit card purchases

Redstone Discounts!® savings at the register when you use your debit card

Can't Decide? A Redstone Team Member Can Help You Get Started.

Must be eligible for membership and open a share savings account in order to open a checking account or obtain any product or service. A $5 minimum balance is required to open a share savings account and must be maintained in a share savings account at all times. 

Must not have caused RFCU® a loss in order to be eligible to open a checking account. A $25 minimum deposit is required to open a checking account and monthly checking maintenance fees apply to the checking accounts. Monthly maintenance fees vary per checking account type. Must have RFCU checking account to obtain an affinity card. Age and other restrictions may also apply. 

Free Checks: Members with a Rewards Checking account will receive up to four free boxes of standard checks per year. Free checks are not available with other types of checking accounts.

Redstone’s MyChoice Rewards program: Debit cardholders will earn three (3) points for each swipe of their debit rewards card. Points are rewarded to the primary member on the account. Expiration of points does apply. To be eligible to receive points, the account must remain open. Points are non-transferable from one Redstone member to another. Promotional offers are included in the calculation. Redstone Federal Credit Union® (RFCU) reserves the right to disqualify any debit cardholder from participation in the program and invalidate all points for abuse, fraud, or any violation of the terms and conditions of the program. Additional terms and conditions may be imposed by participating merchants when redeeming points. Log into online banking for more information about the rewards program. Redstone’s MyChoice Rewards program is administered by Augeo Consumer Engagement Services, LLC (Augeo). Visa, Augeo, participating merchants, and RFCU are separate entities. RFCU does not warrant, guarantee, or insure any product, benefit, or service offered by Visa, Augeo, or participating merchants.

Online Banking and Mobile Banking:  Must be RFCU member with username and PIN/password to access online banking service, and to use mobile banking and associated services and text messaging. Standard wireless carrier text message, data, and/or internet service provider rates/fees may apply for online and mobile service; check with your carrier for more information.

Debit Card Control: Must mobile banking to use Debit Card Control. Must have compatible mobile device to use service. Certain functions of the service may not be available for all transactions or at all times. Controls and alerts based on the location of mobile device or location of merchant may not apply appropriately in some transactions and in some card-not-present transactions. Must have checking account to obtain a debit card.

Remote Deposit: Must have mobile banking to use Remote Deposit Capture. Must be a member at least 13 years old and in good standing for at least 90 days to qualify for Remote Deposit Capture.

Bill Pay:  Must have online banking or mobile banking to use bill pay.  Access to bill pay may be restricted for up to 14 days from online banking registration for new users.

eStatements: Must have online banking to view eStatements.

ATM:  Fees may apply for viewing account balance at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Redstone Discounts! & Visa Discounts:  You must have a RFCU Visa debit or credit card to participate in Redstone Discounts! and Visa Discounts. Restrictions may apply. Discounts are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities.

Debit Card Sweepstakes:  NO PURCHASE NECESSARY.  A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.  LEGAL RESIDENTS OF THE 50 UNITED STATES (D.C.), 18 YEARS OR OLDER.  VOID WHERE PROHIBITED. Sweepstakes ends 12/31/19. For Official Rules, alternate method of entry, how to opt-out, prize descriptions and odds disclosure, visit .  Sponsor: Redstone Federal Credit Union, 220 Wynn Drive, Huntsville, AL 35893.



Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

Are you an RFCU® member?

Please login to online banking to complete your request.

Not a member?

Please apply for membership first.

Click the link above to continue or Cancel

Must have online banking username and password to access online application.

X Close