Join Redstone

You’ll automatically be entered to win just by doing what you do every day!

•  Making purchases with your Redstone Credit Card & Debit Card

•  Logging into Online Banking

•  Using the Redstone Mobile App

•  Getting a new Savings, Checking, or Money Market Account

•  Opening a new Auto, Personal, or Home Loan

What Happens to Profits?

Credit unions are financial cooperatives organized for and by members and, as such, are not-for-profit organizations. Banks profit from the higher rates and fees they charge their account holders. When banks make a profit, they pay their shareholders. At a credit union, we pass surplus funds right back to our members in the form of lower loan rates, higher savings rates, and free or low-fee accounts.

A Commitment to Giving Back

With no outside shareholders, credit unions can focus on offering benefits directly to their members. In addition to more competitive rates and lower fees, credit unions also offer their members personalized service, customized financial education, scholarships, discounts, and special offers. In 2016 alone, Redstone gave $20 million back to our members through dividends, better rates, and CashBack rewards.

Members Are Part Owners

At a bank, outside shareholders make decisions that affect all account holders. Credit unions are different. As member-owned, democratically-controlled organizations, credit unions work to ensure the financial well-being of their members. Each member has one vote and elections are held to designate volunteer board members to lead the credit union. Credit union members always have a say in how their credit union is run.

Social Responsibility

Credit unions are known for being active in the communities they serve, through environmentally-friendly business practices, employee involvement, and philanthropic contributions. You’ll find Redstone employees walking, stuffing, sorting, collecting, donating, giving, and volunteering at charity events all over the Tennessee Valley. In 2015, Redstone employees donated over $172,000 to the local United Way and volunteered more than 3,000 hours of their time to important causes.

People vs. Profit

As a not-for-profit credit union, Redstone’s primary focus is our people. At a bank, the primary focus is profit. Redstone is dedicated to enhancing our members’ lives through comprehensive financial solutions and sound advice. Whether we’re offering a low rate on a new home loan, a convenient mobile app, or information about managing debt, our objective is to help our members live brighter.

Finances

• Verify ownership of accounts and notify financial institutions of the death.

• Destroy credit and/or debit cards and cancel lines of credit held in the name of the deceased.

• Inquire about loans that may have had credit life insurance and be sure a claim is filed.

• If an account is an Individual Ownership, ensure funds are secure and request that direct deposits and automatic        debits be canceled.

Other tips

• Determine if property held individually requires probate or if it can be distributed another way.

• Consult an attorney and/or tax advisor for assistance and counsel.

• Request multiple copies of the death certificate. It's a good idea to order a minimum of ten.

What Will Your Business Do With 5% CashBack?

Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

This credit union is federally insured by the National Credit Union Administration.

Visa is a registered trademark of Visa International Services Association.

Redstone is an Equal Credit Opportunity Lender.

This credit union is federally insured by the National Credit Union Administration.

Visa is a registered trademark of Visa International Services Association.

© 2019 Redstone Federal Credit Union (RFCU).
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