Swiping your Redstone Debit Card could win you $1000. Click to Learn More.

Save up to $500 on your mortgage closing. Click to Learn More.

Saving is easy with a Brighter Day Savings Account. Click to Learn More.



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Home loans and mortgages from Redstone

30 Year Fixed Rate Mortgage

When you choose Redstone, you get great rates, flexible terms, and low closing costs.

Share Certificates from Redstone logo

Redstone's Share Certificates are a smart way for you to ensure your money keeps growing while you go on living.

Auto loans from Redstone logo

Looking for an easy, hassle-free way to finance your next vehicle? Try the Redstone way!

Credit Cards from Redstone logo

Buying an everyday item or a once-in-a-lifetime experience? The right credit card can help you save more and live brighter.

Endless Member Benefits | Redstone Federal Credit Union



The benefits of a Redstone membership extend far beyond convenient banking solutions, competitive rates, and sound financial advice. For more than 65 years, Redstone Federal Credit Union has focused on the unique needs of our members. We strongly believe in improving our members’ lives and supporting them as they reach their goals.

Discover why more than 400,000 members have placed their trust in Redstone.



Redstone gave back to members in the form of CashBack, lower fees, and lower loan rates in 2018.








Redstone is here to help you live brighter as you reach higher

Competitive Rates | Redstone Federal Credit Union


Wherever you are in life, Redstone offers great rates to help you achieve your goals. With lower rates on loans and credit cards and higher yields on investments and savings accounts, your money will go further and work harder for you.

Customer Service from Redstone Federal Credit Union


RFCU® exists solely to serve our members. Every day we strive to earn your trust. Whether that means taking time to explain the terms of a loan or assisting you with a long-term financial plan, our commitment to you shines through every product, every transaction, every smile.

Lower Fees and Cashback from Redstone


We know you don't want to be tied down by fees. Redstone offers a variety of accounts and credit cards so you can keep more of the money you earn. 

Member focused banking | Redstone Federal Credit Union


At Redstone, it’s all about you. You’re not just a number—you’re part owner and a valuable member of the Redstone family. Quite simply, our commitment to our members and our community is what sets us apart.

Flexibilty | Redstone Federal Credit Union


With award-winning mobile apps, 24/7 online availability, thousands of surcharge-free ATMs in the U.S. and abroad, and convenient branches throughout the Tennessee Valley, Redstone offers more ways for you to manage your money and simplify your life.

Trusted Advice Icon


Informed members make wise financial decisions. That’s why we’re so passionate about educating and empowering our members. Take control of your financial future with Redstone’s free seminars, practical advice, and valuable tips for all of life’s milestones.

Must be eligible for membership and open a share savings account in order to become a member and obtain any product or service. A $5 minimum balance is required to open share savings account and to be maintained in share savings account at all times. Fees and restrictions apply.

All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Must not have caused RFCU a loss in order to be eligible to obtain a loan. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed rates remain fixed for the life of the loan and adjustable rates are subject to change after consummation. Various Mortgage programs and terms are available.

Must not have caused RFCU a loss in order to be eligible to open a checking account. A $25 minimum deposit is required to open a checking account, and monthly checking maintenance fees apply to the checking accounts. Monthly maintenance fees vary per checking account type. Age and other restrictions may also apply.

APY = Annual Percentage Yield.

Online Banking and Mobile Banking:  Must be RFCU member with username and PIN/password to access and use online banking service, mobile banking, text messaging, and associated services. Standard wireless carrier text message, data, and/or internet service provider rates/fees may apply for online and mobile service; check with your carrier for more information.

ATM:  Fees may apply for viewing account balance at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Advertised Share Certificate:  The advertised share certificate APY is for a regular compounding 60 Month share certificate. The regular 60 month share certificate annual percentage yield (APY) is accurate as of November 13, 2019. The minimum balance required to open the regular 60 month share certificate and earn the disclosed APY is $1,000. Once a share certificate is opened, the dividend rate and APY will be in effect for the term of the account. Fees and other conditions could reduce earnings on the account. A penalty may be imposed for early withdrawal.

Debit Card Sweepstakes:  NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. LEGAL RESIDENTS OF THE 50 UNITED STATES (D.C.), 18 YEARS OR OLDER. VOID WHERE PROHIBITED. Sweepstakes ends 12/31/19. For Official Rules, alternate method of entry, how to opt-out, prize descriptions and odds disclosure, visit https://redstonefcu.promo.eprize.com/debitoamoe/. Sponsor: Redstone Federal Credit Union, 220 Wynn Drive, Huntsville, AL 35893.

Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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